Unless you have sustained serious injuries or disfigurement of a permanent nature, you do not need to claim beyond the "no fault" scheme. You do not personally sue your friend / neighbour / relative. In Ontario, when a person has a valid policy of automobile insurance at the time of the motor vehicle accident, his or her insurance company will appoint defence counsel on his or her behalf. The insurance company pays when a settlement is reached between the parties. Again, it is important to contact a lawyer familiar with the insurance industry soon after the accident to receive compensation. Responsibility for the settlement of your case will rest with your lawyer in order that your relationship with the other party may continue undisturbed.







